Use AI-powered tools to monitor, manage, and build your credit — starting today.

Take Control of Your Credit — Fast, Simple & Smart with CreditBuilderIQ

We review your credit report to identify any issues that may be bringing down your score, making it simpler for you to challenge and correct any inaccuracies with the major credit bureaus. Don’t worry — filing disputes will NOT harm your credit score!

  • Works With All 3 Bureaus

  • 100% U.S.-Based Support

  • AI-powered tools

  • Secure

  • Get 24/7 access to your full credit report

  • Remove inaccurate negative items

  • Boost your score with custom action plans

  • Trusted by thousands to rebuild their credit

  • As low as $1 to get started!

Start Building Credit for Just $1 — 7-Day Trial Included!

Unlock full access to all credit-building tools for only $1 in your first 7 days.

How CreditBuilderIQ Works (It’s as Easy as 1-2-3):

1️⃣ Sign up and connect your credit reports in a few clicks

2️⃣ Let our smart software flag items hurting your score

3️⃣ Send custom dispute letters and monitor your results

Billed $39.99/month after 7 days. Cancel anytime.

Take Control of Your Credit — Just $1 to Start!

Your subscription gives you full access to all credit-building tools, including dispute hub, 3-bureau monitoring, credit score tracking, and more.

Results may vary. CreditBuilderIQ is not a lender or credit repair agency.

Your results depend on your unique credit profile.

Disclaimer: UB Credit Score is an independent affiliate of CreditBuilderIQ. We are not employees, agents, or representatives of CreditBuilderIQ.